Here's Why GXS Reno Club Is a Game Changer for Your Renovation

Finance your reno and get rewarded at the same time.

There are tons of renovation financing options out there, but here’s one new option that may potentially give you the best value for money.

Introducing the GXS Reno Club: an all-in-one home rewards bundle that has it all, with benefits from GXS Bank, Grab and Singtel. Their personal loan – the GXS FlexiLoan – supplements your finances with quick cash at low interest rates, while their GXS Savings Account allows you to accrue additional bonus interest for long-term savings purposes.

Additional bonus: GXS Reno Club also comes with exclusive benefits from Grab and Singtel for your home essentials and more that can help you save even more money.

Interest piqued? Read on to find out more!

GXS FlexiLoan: a flexible personal loan with low interest rates

Home renovations are a huge deal – especially in the financial sense, considering their big ticket status. And with renovation costs constantly on the rise, homeowners are understandably worried about the impact on their personal finances.

That’s why a personal loan can be a handy way to ease the burden. It gives you the flexibility to cover renovation costs while managing your cash flow more comfortably, without exhausting your savings.

Considering all this, the GXS FlexiLoan is a practical option for homeowners (like you!) seeking a straightforward and flexible way to fund your renovation goals – and here’s why:

• An exclusive 1% off your prevailing GXS FlexiLoan interest rate with GXS Reno Club, in the form of cashback. That means that interest rates can go as low as 1.88% p.a. (EIR 3.47% p.a.)* – at time of writing, this is the lowest interest rate in the market!
• Easy, quick application, where you can get cash within minutes upon approval^
• Flexible tenure period of 2 to 60 months – choose whichever suits your financial situation the best. But note that you’ll need a loan tenure of 12 months or more to enjoy the perks from GXS Reno Club
• Zero additional fees: no annual, processing, early repayment or late fees that make you pay more than you expected
• Interest savings: you can save more on interest if you want to repay your loan early. No fees or penalties!

What is GXS Bank + perks of joining the GXS Reno Club

If you haven’t heard of GXS Bank, it’s a digital bank backed by Grab and Singtel with an aim to make banking easier and more accessible for everyone.

In addition to the GXS FlexiLoan above, GXS Bank is inviting homeowners like yourself to join the GXS Reno Club – for a limited time only!

Here’s what you’ll be getting when you become a part of the GXS Reno Club:

• Get 1% off your prevailing loan interest rate with GXS FlexiLoan in cashback, with rates starting from as low as 1.88% p.a. (EIR 3.47% p.a.)
• Earn bonus interest of 0.8% p.a. on your savings** with the GXS Savings Account, which you can create alongside your GXS FlexiLoan account
• No additional service fees (i.e. processing fees, early repayment or late fees)

But that’s not all. On top of the attractive rates, you’ll also be entitled to exclusive benefits from both Grab and Singtel, which will help you save even more money while furnishing your home post-renovation:

• Up to S$100 off at Harvey Norman, IKEA, Prism+ and 20+ other retailers when you pay with PayLater by Grab or GrabPay
• Enjoy 6 months of Amazon Prime subscription for free with CAST.SG

How do I be a part of the GXS Reno Club?

Gone are the days of complex forms and long in-person meetings, because all it takes to join the GXS Reno Club are three simple steps:

1. Download the GXS Bank app
2. Open a GXS FlexiLoan account (and a GXS Savings Account as well, if you’re keen on earning bonus interest on your savings)
3. Draw an Instalment Loan of S$15,000 or more, with a minimum tenure of 12 months. When prompted, be sure to name your loan “RENOCLUB” to be eligible for all the benefits!

Unlock the GXS Reno Club benefits now – available for a limited time only!

PSA: these GXS Reno Club benefits won’t be around forever. In fact, they’re only available for a limited time only, so don’t miss out! Stay tuned to the GXS Reno Club website for the latest benefits and updates.

So, if you’re in the midst of planning your home renovation, it’s time to hop to it to make the most out of these rewards and low interest rates. It’s a smart way to ease financial strains and get more value for your money before the promo’s gone for good.

Apply now on the GXS Bank app by clicking the button below:

Click here

Terms and conditions apply. For GXS Reno Club terms and conditions, please visit [www.gxs.com.sg/renoclub-terms](http://www.gxs.com.sg/renoclub-terms). For GXS FlexiLoan terms, please visit [www.gxs.com.sg/flexiloan-terms](http://www.gxs.com.sg/flexiloan-terms). The GXS Savings Account is insured up to S$100K by SDIC.

*Effective Interest Rate (EIR) is calculated based on an average loan amount of S$15,000 with a 12-month repayment period, from 1 Jan 2025 to 1 Jan 2026

^Approval of your GXS FlexiLoan is subject to receipt of all supporting documents and further review. GXS Bank reserves the right to approve or reject your application without providing any reasons. Late interest charges may apply in the event of late repayment. Your loan is subject to review from time to time, and may be cancelled by GXS Bank at its discretion.

** The 0.8% p.a. bonus interest is valid for 6 months and capped at S$20,000 on overall GXS Savings Account balance.

GXS Bank is a separate entity and is not associated with the businesses of Qanvast, Grab Holdings, Singtel and their entities. The GXS FlexiLoan and GXS Savings Account are provided by GXS Bank. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.

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