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The War Of Renovation Budget For BTO/HDB

Who else is waiting to collect the keys to your BTO flat? Bet that many of you cannot wait to own a home that is not only practical, but Instagram-worthy.

While it’s easy to get wonderful inspirations from the Internet, our vision is limited by the budget we have set aside for renovation. No matter, it’s always good to challenge ourselves in building a perfect home that’s well within our means.

These homes prove that you can have a stunning home, no matter what your budget is:

###Under $50,000

1. This apartment showcases one simple fact – you do not need a lot of money to own a home that’s the envy of the world. A spacious industrial space with touches of bright quirky elements make a warm and cosy home. You can never guess that it only cost its owners this much to renovate.

reen-and-Lush-Industrial-Living-Room
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Green-and-Lush-Industrial-Bathroom
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Interior Design: Green and Lush
Location: Boon Lay
Cost of renovation for entire house: $25,000

2. Whoever said Scandinavian homes with good workmanship are expensive never came across this apartment. The simple woodsy décor and warm lights together give off a relaxing ambience that everyone wants to go home to.

Project-File-Living-Room
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Project-File-Bedroom
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Interior Design: Project File
Location: Toa Payoh
Cost of renovation for entire house: $35,000

###Between $50,000 to $100,0000

3. With $50,000, you too can create a vibrant and airy residence that’s filled with natural daylight. The secret is in the all white walls, accent colours, and sensible storage solutions.

Fuse-Concept-Punggol-Walk-Living-Room
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Fuse-Concept-Punggol-Walk-Kitchen
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Fuse-Concept-Punggol-Walk-Bedroom
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Interior Designer: Fuse Concept
Location: Punggol Walk
Cost of renovation for the entire house: $50,000

4. We love how this contemporary apartment looks. With $70,000, your everyday living can feel like a boutique hotel staycation. The combination of an open concept kitchen and glass walls blurs boundaries to provide roominess to the space.

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Interior Designer: Space Sense Studio
Location: Punggol
Cost of renovation for the entire house: $70,000

5. A casual, art gallery-like home is a great place to relax the mind and get inspired. The homeowner cleverly transformed a standard room to resemble a light filled air-well, furnished with a statement brick wall, beanbag, and designer rocking chair.

FSI-Tiong-Bahru-Retro-Industrial-Living-Room
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FSI-Tiong-Bahru-Retro-Industrial-Bedroom
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Interior Designer: FSI
Location: Tiong Bahru
Cost of renovation for the entire house: $95,0000

Above $100,000

6. Based on a modern resort concept, the wood room dividers found in this 5-room executive HDB flat are designed with a twist - making the entire floorspace more expansive than it really is; at the same time giving each common living area the right amount of privacy.

Affluent-Theme-Resort-100k-Living-Room-Wooden-Partition
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Affluent-Theme-Resort-100k-Bathroom
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Interior Designer: Affluent Theme
Location: Rivervale Walk
Cost of renovation for the entire house: $125,000

Renovation Budget Hacks

To give new homeowners a better idea of how much you may need to set aside for renovation budget, we have created this infographic on the average renovation spending in Singapore based on different property districts.

Here are some tips to help you achieve your dream home without breaking the bank:

1. Set a budget and stick to it: Many Singaporean couples find it hard to rein in their spending, causing them to be swarmed by expenses that are well beyond their means. While a designer sofa is always nice to have, only buy it if you can afford it. The very first thing you need to do is work out how much cash and loan you have to spend, and stick to it.

2. Allocate your budget and keep track of where your money is going:
Once you have a budget in mind, allocate it to different categories, such as renovation, fittings (e.g. sanitary, lights, and smart switches), furnishings, and electronics and appliances. Keep a close eye on your spending per category to make sure you don’t overspend.

3. Manage your expectations: After setting and allocating budget, be realistic with what you can do and buy with it. With a small budget, you won’t be able to ask your interior designer for the moon and the stars. You can still get a beautiful home with a tighter budget, but you need to know your limits before you can work around it.

Need some help? Download the Qanvast app to compare renovation prices and get quotes from interior designers.

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